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Many elderly & single women friends of SARCAJC have narrated to us they are getting a raw deal in the society- corruption, misbehaviour, even threats. Infact, I personally and Sr. team members of SARCAJC have had such bad experiences, which have become frequent. Has greed overtaken basic human values?
Soon, Team SARCAJC will bring out few details- with more suggestions to curb it.
CURB BLACK MONEY: PROTECT VULNERABLE- ELDERLY & SINGLE WOMEN
NEED OF HOUR: It has been reported on 31 May 2021 in all leading Indian newspapers that public sector banks will offer unsecured loans up to Rs. 5 lakhs for covid treatment. But are only Covid patients in need of liquidity? What about VULNERABLE- ELDERLY & SINGLE WOMEN who need liquidity? Do WE TREAT OUR ELDERLY WELL? Read contents of a practical suggestion by founder of SARCAJC- P.Parmita sent to Prime Minister of India- Mr Narendra. Modi on 1/1/2018. We are not sure whether this suggesion has reached the Indian PM.
Its Implementation will ease liquidity problem faced by elderly and single women as well as curb black money in India.
Today, (15 September 2019) the Times of India on page 15 has carried a heartfelt report-" The 'dead' men who are fighting to stay alive' by Himanshi Dhawan. Himanshi reports of elderly people who are seeking justice as they have been declared dead in official records- though they are alive. Property grab is the motive of declaring dead on paper, by relatives. A must to read and to ponder why basic human values have gone for a toss in the high growth country. In the quest for material things, is our society becoming so greedy and greedy that one cant protect the land rights of the vulnerable? Can nothing be done to protect them?
The following suggestion by founder of SARCAJC- P.Parmita was sent to Prime Minister of India- Mr Narendra. Modi on 1/1/2018:
" According to Population Census 2011 there are nearly 104 million elderly persons (aged 60 years or above) in India; 53 million females and 51 million males. Almost 15 million elderly Indians live all alone and close to three-fourths of them are women. They constitute the prone to vulnerable class of Indian population, the police website stresses on prevention of crimes against two classes.
Research studies have indicated predominance of black money in secondary real estate market in India. This distorted market is run by unscrupulous brokers dishonest people. This hampers the desire need of honest citizens to sell their property the legal way. I have come across many elderly and women property owners who are unable to sell their property. With the changing time, so many elderly desire to stay in an old age home, but are not able to afford, as their money is stuck in property that they had invested after retirement. The prevailing scheme of reverse mortgage does not solve their problem. These elderly become easy prey for unscrupulous elements, crime rate goes up. The same is the case for women. The honest and elderly suffer as they are not able to utilize their hard earned property for their own welfare resulting in suffering of their quality of life. According to Population Census 2011 there are nearly 104 million elderly persons (aged 60 years or above) in India; 53 million females and 51 million males. Almost 15 million elderly Indians live all alone and close to three-fourths of them are women. Literacy rate is very low- 43.5 making them vulnerable to dubious elements and government needs to protect them. According to census, there are 74.1 million single women in India- comprising nearly 12% of our female population. Women are 587.45 million, comprising 48.5% of Indian population. And Indian single women population is rapidly expanding in India: Between 2001-2011, 39% increase in the number of single women. Single women are vulnerable to dubious elements and government needs to protect them. The total number of women elderly in India is 691 million, more than 50% of India’s population.
I propose to create a parallel secondary market in real estate that will deal exclusively in legal transactions. The details are as follows: (a) Immediate creation of a Govt Body by Union Government of India in New Delhi that will buy property from owners at the Circle Rate. The payment shall be made in owner’s bank account after deduction of 2-5% transaction charge - sufficient to meet establishment running cost of Body, with no burden to the exchequer. (b) This Govt Body will e-auction the bought properties and earn handsome profit as the circle rate is always lower than market rate. This way, the Govt Body will earn profits. (c) All the profit earned by this Govt Body will be transferred to Prime Minister’s Relief Fund. (d) This Body should be directly under PMO and should submit quarterly report. (e) To begin operations, women (married women over 45 years, for single women- no age bar) and elderly over 70 years in urban areas will be eligible to sell their property to this Govt Body. Net result- Reward honesty, Curbing corruption, crimes, enhancing the welfare of the vulnerable section of our society.
The above change will tackle black money in real estate: protect vulnerable section of society curb growing crime. (1) Tackle black money in real estate (2) Curb circulation of fake currency (3) Protect vulnerable section of society (4) Curb growing crime (5) Reward protect honesty. "